What is the on-road price? Understand ex-showroom, RTO tax, insurance, handling, and accessories, and learn how to estimate them quickly.
What is the on-road price?
On-road price = Ex-showroom + RTO/Registration + Insurance + Fastag + Handling/logistics + Optional accessories/extended warranty.
Example:
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Ex-showroom: ₹10,00,000
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RTO (say 10–12% varies by state/segment): ~₹1,10,000
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Insurance (OD + TP + add-ons): ~₹35,000
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Handling + Fastag + Misc: ~₹7,000
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Estimated on-road: ~₹11,52,000
Tips to save
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Ask for zero-dep vs standard insurance quotes.
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Avoid impulse accessories; pick essentials (camera, mats, basic kit).
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Check corporate or exchange bonuses.
